steingar said:
I'm not going to argue about this any more. It is utterly absurd. Tell your life insurance agent you ride a motorcycle. Then tell him (or her) you fly an airplane.
A reasonable suggestion - but I don't have a life insurance agent, but the net might give some insight. So I did some searching:
According to this link, premiums for a 45-year old male, non-smoking, private, instrument rated pilot for a $500,000, 20-year guaranteed level term life policy ranges from ~$700/year to ~$1200/year:
http://www.piclife.com/compare/index.php
I couldn't find any simple ways to determine what impact motorcycle riding has on life insurance rates, but a couple online quoting systems that appeared in Google ads seem to indicate that the same hypothetical person (sans pilot certificate) for the same coverage gets quoted premiums of ~$1500/year to ~1700/year; e.g.:
http://www.accuquotelife.com/
https://www.thrivent.com/
(Leaving the name and contact info still yielded quotes.)
I am very sorry if you think I am being absurd - when I see assertions on the net that interest me, I go looking for as authoritative information as I can find (without making a career of it) to determine whether they are valid. The truth of some assertions seems to vary with time, and this may be one of those cases.
(If you meant this entire thread is absurd I would tend to agree.)